We have multiple options for financing your new building
Hearth - With Hearth, you apply once and they shop your loan to multiple online lending companies. One or more of these companies may make you an offer. If you accept one of these offers, you'll then be asked to provide additional information and apply for the loan offered. You can use this money for the building, foundation and other items you need. The monies will be deposited to your bank account. Use the Hearth link below to apply.
GreenSky - With Greensky, you apply directly with GreenSky. If approved, they provide you confirmation immediately. You can only use this loan for the building. You can not pay for the foundation or other items with this loan. The loan monies go directly to the fabricator of your building. Use the GreenSky link below to apply.
No Credit Check, Rent To Own - With this program, there is no credit check. The down payment varies depending on the amount of the building. You can not use this program to pay for your foundation or other items. Only your building can be funded through RTO. The RTO company will only carry about $10K, so the rest would need to be paid up front. Contact us directly to discuss the RTO program.
Use a co-borrower if you think it will lower your debt to income ratio and improve your odds of getting a better offer! YES, you can use loans processed through Hearth, for not only your steel building, but also your foundation, electrical, plumbing, etc. ***Make sure you get a quote from us for your building so you know how much to request***
Before you apply, get a quote from us so you know how much to apply for! Only your building can be included in the loan. Foundation work can not be paid for with your GreenSky loan.
To Apply with GreenSky... 1. Get a building quote from us so you know what your building will cost. 2. Follow the link above to apply directly with the lender on their website, or come into our shop and we have an app you can use to apply.
Reference Number: Type your name in this field
You typically know at the end of the application if you're approved.
You are provided a number similar to a credit card number. You'll provide that number to us to fund your building.
Loans don't require any documentation. Stated income only. You can use a co-borrower if you think your odds of approval are better that way. Your loan is directly with the lending institution. They'll fund your new building in full by providing an account number that we run like a credit card.
NOTE: This program is not affiliated with Texas Choice Steel Building, Texas Choice Outdoors, Graceland Portable Buildings, or C&H. This is a financial relationship between you (the borrower) and the financial institution you're applying with.
We also offer a No Credit Check, Rent to Own Program! If you're credit challenged, or maybe your credit is tied up on a mortgage loan or other reason you don't want to run your credit, our No Credit Check, Rent to Own Program may be the answer for you.
For smaller amounts, up to $10K, you put up to 16% down and pay the rest out over up to 5 years. Your monthly payment includes principle and a rental fee. You pay your monthly payment and after the term ends, you own your building.
They'll consider RTO up to about $30k, but there will be a decent down payment required. They typically only RTO 11K or so. You'll need to pay the rest down,
Still, for the right person, in the right circumstance, it's a great way to get the building you need, now!
Give us a call or come on by our shop and we can talk with you about the RTO program, and the building you're interested in.
Stop by today and say hello. Thanks for visiting our website! Dan and J Knorpp